YEAR END 50% OFF on our credit repair services! Take advantage of this offer and receive a comprehensive credit report review, along with expert financial guidance to help you navigate your options. Plus, we will create a personalized credit-building plan tailored to your needs.
TERMS & CONDITIONS – CREDIT CONSULTING SERVICES
1. Nature of Services
Foundation Strategies provides credit consulting and educational services only. We are not a credit repair organization in the legal sense, and we do not promise or guarantee the removal of any specific item from your credit report. All guidance is based on analysis, industry knowledge, and your individual financial profile.
2. No Legal, Tax, or Financial Advice
Information provided through our consulting services is for educational purposes. We do not offer legal representation, tax advice, financial planning, or accounting services. Clients should consult qualified professionals for legal or financial matters outside the scope of credit consulting.
3. Results Vary by Individual
Every credit profile is unique. While many clients experience improvement through consulting and education, results vary depending on personal financial habits, creditor reporting, payment history, debt levels, and credit-bureau policies. No specific credit score increase or outcome is guaranteed.
4. Client Responsibilities
Clients agree to:
• Provide accurate personal, financial, and credit information
• Maintain timely payments on current accounts
• Follow the strategies and recommendations provided
• Review all documents before submission
• Communicate promptly regarding any changes or updates to their file
Failure to follow the agreed steps may affect results.
5. Credit Bureau and Creditor Decisions
All dispute outcomes, credit reporting updates, and score changes are controlled by the credit bureaus and creditors. Foundation Strategies has no authority over how they respond, investigate, or update your file.
6. No Removal of Accurate Information
We do not attempt to remove accurate, verifiable, or legally reportable information from your credit report. Our services focus on identifying inaccuracies, outdated information, and strategic education to improve overall credit health.
7. Payments & Billing
Payments for consulting services are due as outlined during enrollment. All fees are for time, advice, education, and consulting—not for guaranteed outcomes. Refunds are not provided for services already rendered.
8. Communication Policy
Clients may receive communication by phone, text message, or email regarding their file, progress updates, or required documentation. By enrolling, you consent to be contacted for service-related matters.
9. Privacy & Confidentiality
All personal information shared with Foundation Strategies is kept confidential and used solely for service delivery. We do not sell or share client data with outside parties.
10. Termination of Services
Either party may terminate services at any time. Fees for services already provided are non-refundable. Any outstanding payments for completed consulting sessions or work performed will remain due.
11. Website Content Disclaimer
All website content, including articles, examples, and educational materials, is provided for informational purposes only. It should not be interpreted as legal, financial, or tax advice.
12. No Guarantee of Credit Approval
Credit approvals (such as mortgages, auto loans, business funding, or credit cards) depend on lender policies, underwriting guidelines, and individual financial qualifications. We cannot guarantee approval for any loan or credit product.
13. Client Acknowledgment
By using our website, booking a consultation, or enrolling in services, you acknowledge that you have read, understood, and agree to these Terms & Conditions.
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